Admitted “A” (XV) rated carrier by A.M. Best Company

Targeted Classes* of Business

TruckingLong HaulArtisan Contractors
Home HealthJanitorialGeneral Contractors
ManufacturingLandscapersSecurity Installation
WarehousesMasonryStores

*Excluded Classes:  Labor Contractors, 24-hour exposures, transportation, armed, anything over 2 stories, anything below 5 feet, anything with chemicals, Amusement Parks

Premium Requirements

$3,500-$250K

Program Accepts

  • Accounts with Losses (low frequency only)
  • New Ventures

Payment Options

  • Installments
  • Monthly Payroll Reporting (Renewals Only)
  • Standard: 20% down with (9) installments with premiums over $10K
  • Outside Premium Financing Accepted

Submissions

Please include:

  • Signed Acord 130 (must include FEIN and years in business)
  • Supplemental Application
  • 5 years of loss runs (valued 90 days)
  • 5 years of payroll
  • Target / Expiring Premium

States

AL, AZ, CA, CO, CT, FL, GA, IA, IL, IN, MA, MD, MI, MO, MS, NC, NH, NM, NV, OK, PA, SC, TN, TX, UT